Unoccupied Property Insurance

Unoccupied property insurance is suitable for commercial or domestic properties which may be left vacant for 30 days or more. Whether your property is domestic or commercial, every unoccupied property insurance need is different to another – in all the years we’ve been providing insurance we have seldom seen two identical requirements.

Residential Unoccupied Property
 Commercial Unoccupied Property
More details > More details >


The challenge with unoccupied property

There are some types of insurance that aren’t suited to buying directly online and unoccupied property insurance is one of them. We’ve heard many horror stories from people who took out insurance online and from other providers but when needing to claim, realised that something had been missed out.

Here are just a few of the factors to consider, whether the property is residential or commercial …

> How long the property is likely to be unoccupied for
> The contents of the property
> Age of the property
> When the property may become occupied again
> Risk of theft or malicious damage
> What geographical area the property is in
> How often the empty property will be inspected
> Risk of passive damage (for example, burst pipes or fire)

Insuring your unoccupied property

Whether domestic or commercial, it’s important to have peace of mind when you take out insurance on your unoccupied property. Westhill Insurance Services have many years experience in the insurance of unoccupied buildings and we will ask you all the right questions to ensure that you get the most comprehensive and cost-effective insurance policy for your property. Simply call us on 0208 308 0888 for a friendly and informative discussion about your property insurance needs.

Our Promise

We understand the complexities involved in arranging appropriate insurance cover for owners of unoccupied homes. Westhill Insurance will expertly guide you through the process to ensure your valued asset is properly covered - giving you peace of mind.

Customer Testimonials

See for yourself what some of our Unoccupied Property owning clients have to say about our service. You can also see more unoccupied property insurance testimonials here.

“In fairness, I would be the first to complain if I didn't get a good service and so I feel I should congratulate you on the excellent service you provided to me. It is so rare these days to get to speak to somebody who actually knows what they are talking about and in Deniz you have a real gem.”
Dr I P A, Sheffield

“Please pass my thanks on to Ryan for all his help and advice in respect of our unoccupied house insurance. I can't help but wonder how many home owners there are out there who don't realise their standard insurance is null and void if their property is unoccupied for long periods of time? (They should call you!)”
B B, Croydon

“I had no idea I needed a different type of policy for my house just because I spend long periods of time abroad. I only phoned up for a standard quote, but thanks to your professionalism I now understand why I need 'unoccupied home insurance'. Although it is a slightly more expensive option, it makes so much more sense than paying for a policy which would not have paid out if I made a claim.”
J I, Oswestry

“My brother recommended you to me and I have found your service to be first class. I had previously paid much more for similar cover elsewhere, believing insurance was hard to obtain for unoccupied property - now I know better, thanks to Westhill.”
J S, Tonbridge

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